By accessing HastyCredit's mobile application (the “App”) or web application (collectively, the “Platform”) and using the services provided by us (“Services”), you agree to be bound by the terms and conditions of this Privacy Policy. Please read this policy carefully to understand our practices regarding your information.
We collect data for various purposes, including but not limited to:
- Providing and maintaining the Service.
- Verifying your identity and contact details.
- Notifying you about transactions and changes to our Service.
- Communicating with you about the performance of our Services.
- Responding to your inquiries and processing your requests.
- Conducting surveys, promotions, and marketing communications.
- Verifying personal references and coordinating regarding the identity and personal circumstances of the client.
- Facilitating funds transfer and related services.
- Providing customer care and support.
- Monitoring the usage of the Service.
- Detecting, preventing, and addressing technical issues.
- Collecting delinquent accounts.
- Uploading device ID, name, and email addresses to https://hastycredit.cc for data analysis purposes.
- Via filling out forms in the App or on the App's website;
- Supplied by communicating with us (e.g., via e-mail or chat);
- Provided by registering to use the App Site, downloading or registering an App, subscribing to any of our Services, searching for an App or Service, sharing data via the social media functions of an App, entering a competition, promotion, or survey, and reporting a problem with an App, our Services, or any of Our Sites; and including your name, address, e-mail address, and phone number, the Device's phone number, SIM card, age, username, password, and other registration information, financial and credit information, personal description, and photograph, as well as the Device's phone number, SIM card, age, username, password, and other registration information.
Each time you visit one of Our Sites or use one of our Apps the information we may collect includes but is not limited to the following:
- Technical information, including the type of mobile device you use, unique device identifiers (for example, your Device's IMEI or serial number), information about the SIM card used by the Device, mobile network information, your device operating system, the type of browser you use, or your Device's location and time zone setting (Device Information);
- Information stored on your Device, including contact lists, call logs, SMS logs, contact lists from other social media accounts, photos, videos or other digital content (Content Information);
- Details of your use of any of our Apps or your visits to any of Our Sites including, but not limited to, traffic data, location data, weblogs and other communication data.
Our App collects and monitors your SMS information so as to enrich your financial profile and assist us in performing a credit risk assessment to identify your risk profile and provide you with the proper credit analysis to ensure that users meet their credit needs. In addition, this helps us to make sure that your application is safe and it is you who gets the credit limit. Therefore, before you submit your application, we need your authorization to collect SMS information, and upload them to https://www.hastycredit.cc/. We are committed to using secure data transfer protocol to encrypt data and ensure the security of information. Please feel free to use. If you do not agree, we will not perform this operation, and the application will not be able to provide normal service for you and will exit the App.
In order to ensure account security and stop fraud, our App needs to receive your Call Log data, including phone number, name, and call time, to confirm that you are using it in a real environment and not a simulator. Therefore, we require your consent before gathering Call Log information and uploading it to https://www.hastycredit.cc/ before you submit your application. To safeguard information and encrypt data, we are committed to adopting secure data transfer protocols. Feel free to use at any time. If you do not consent, we will not carry out this action, and the application will depart without being able to deliver its usual level of service to you.
We require calendar information so that you can set up a due date memo in the App after the withdrawal, which will remind you to make repayment on time. The calendar information will be uploaded to https://www.hastycredit.cc/. We will delete the calendar information after we have determined your risk profile.
In order to uniquely identify you, we collect your phone number, email address and social account when you sign in. This helps us ensure that no unauthorized device or person is acting on your behalf. The phone number, email address and social account will be uploaded to https://www.hastycredit.cc/.
To better understand your identity and ensure that users meet their credit needs. Therefore, before you submit your application, we need your authorization to collect Contact, SMS, Calendar, File, and Phone Number information, and upload them to https://hastycredit.cc/. We are committed to using secure data transfer protocol to encrypt data and ensure the security of information. Please feel free to use. If you do not agree, we will not perform this operation, and the application will not be able to provide normal service for you and exit the App.
We collect your installed applications to determine whether there are malware apps in your phone in order to make sure the process is safe. Furthermore, in order to evaluate your creditworthiness and enhance your profile with pre-approved customized offers, we compile a list of the installed applications metadata information, which includes the application name, package name, installed time, updated time, version name, and version code of each installed application on your Device.
To comply with local legal requirements, we must collect and process personal identification information, including photos and videos, as part of our Know Your Customer (KYC) procedures. This ensures that we can verify our users' identities, secure transactions, and prevent fraud. All collected data will be treated with the utmost confidentiality and stored securely, accessible only to authorized personnel. We are fully committed to protecting your privacy and will handle all Personal Data in accordance with applicable privacy laws and regulations. The photos and videos will be securely uploaded to https://www.hastycredit.cc/.
To enhance our services and safeguard user security, our App requires access to your contact list. This allows us to automatically fill in emergency contact information and identify reliable references. The more credible the references, the lower the associated risk for the user. Rest assured, only emergency contact information will be uploaded to https://www.hastycredit.cc/, and your privacy will be strictly protected.
The App has a link to a registered third-party SDK which collects data on our behalf and data is stored to a secured server to perform a credit risk assessment. We ensure that ourselves /our third-party service provider takes extensive security measures in order to protect your personal information against loss, misuse or alteration of the data.
Our third-party service provider employs separation of environments and segregation of duties and have strict role-based access control on a documented, authorized, need-to-use basis. The stored data is protected and stored by application-level encryption. They enforce key management services to limit access to data.
Furthermore, our registered third party service provider provides hosting security – they use industry-leading anti-virus, anti-malware, intrusion prevention systems, intrusion detection systems, file integrity monitoring, and application control solutions.
We will share Your information with only our registered third parties including our regulated financial partners for provision of Services on the Website/ App. We will share Your information with third parties only in such manner as described below:
We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.
If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we collect such information into a file specific to you.
We understand the importance of your information and ensure that it is used for the intended purpose only. We access, store and use the information we collect from you in accordance with the applicable laws to provide our Services, to research and develop new ones subject to the limitations set out in this Privacy Policy.
We use the information to:
The intended purpose of collecting information provided by you is to:
We reserve the right to change, modify, add, or remove portions of this Privacy Policy at any time for any reason. In case, any changes are made in the Privacy Policy, we shall update the same on the Platform. Once posted, those changes are effective immediately, unless stated otherwise. We encourage you to periodically review this page for the latest information on our privacy practices. Continued access or use of the Services constitute Your acceptance of the changes and the amended Privacy Policy.
At any point of time Users can choose to edit/modify or delete/withdraw any Personal Information shared for use of the Platform. Please note that deleting or withdrawing information may affect the Services we provide to you. In case of modification of Personal Information, Users will be required to furnish supporting documents relating to change in Personal Information for the purpose of verification by the Company.
The Platform intends to protect your information and to maintain its accuracy as confirmed by you. We implement reasonable physical, administrative and technical safeguards to help us protect your information from unauthorized access, use and disclosure. For example, we encrypt all information when we transmit over the internet. We also require that our registered third-party service providers protect such information from unauthorized access, use and disclosure.
Our Platform has stringent security measures in place to protect the loss, misuse and alteration of information under control. We endeavor to safeguard and ensure the security of the information provided by you. We use Secure Sockets Layers (SSL) based encryption, for the transmission of the information, which is currently the required level of encryption as per applicable law.
You have certain choices regarding the information we collect and how it is used:
By using the Platform and by providing your information, you consent to the collection, sharing, disclosure and usage of the information that you disclose on the Platform in accordance with this Privacy Policy.
If we decide to change our Privacy Policy, we will post those changes on this page so to make you aware of the information we collect, how we use it, and under what circumstances we share and disclose it.
Our Platform links to other websites that may collect information about you. We are not responsible for the privacy practices or the content of those linked websites. With this Policy we’re only addressing the disclosure and use of data collected by Us. If You visit any websites through the links on the Website, please ensure You go through the privacy policies of each of those websites. Their data collection practices, and their policies might be different from this Policy and We do not have control over any of their policies neither do we have any liability in this regard.
You’ll be informed of any upcoming changes to our Privacy Policy when you open the App or sign in to one of the Service Sites, as well as through this page. Send an email to help@ hastycredit.cc for complaints or inquiries.